Cost Vs. Coverage

Cost VS. Coverage is one of the biggest debates when it comes to insurance.

Most companies push for their cheap price and well all companies have a cheap price, but only so many people fit into that mold. A lot of times when you find a cheaper price you are giving up on your coverages so although it might be cheaper now if you get in an accident it could cost you thousands more than it would of cost you to pay that extra $5o for extra coverage at the time. Now I don't know about you, but if someone try to sell me the lowest limits for my state I'd be very offended because it would show a complete lack of care from the insurance agent. He's only looking for that quick number to add to his profits and well when you get in an accident he isn't going to do anything extra to make that any cheaper for you. So before you say wow that's a great price think about what is missing from that policy and how much you can afford out of pocket if you get in a wreck.

Remember you don't pick anything about a car accident especially not the car you are going to hit and if that car happens to be a Mercedes with 5 people in it well the lowest limits aren't going to help you.