Over a Hundred Types of Insurance

If you ever think you don't need insurance look at this list of tons of different types of insurance.

Accident, Aircraft, Annual Travel, Antiques, Art, Auto, Avian, Backpackers, Bicycle, Birthday, Boat, Boiler, Breakdown, Builders, Buildings, Buisness, Buisness Travel, Car Dealer, Caravan, Care Home, Casualty, Cat, Catering, Chauffeur, Chemist, Church, Classic Car, Commercial,
Computer Consultant, Computer Contractors, Computer, Concert & Gig, Condo, Construction,
Contents, Corporate-Owned Life insurance, Credit, Critical Illness, Crop, Cyber Space Liability,
Dental, Disability, Driver, Dog, Earthquake, Employment practice liability(EPLI), Engineering,
Event, Exotic Animal, Factory, Farm, Festival & Carnival, Fair, Fish Stock, Footballer, Funeral,
Gadget, Garage, General, Golf, Group, Health, Holiday Home, Home Owners, Horse, Hotel,
Household, Income Protection, Industrial Plant, IT Workers, Jewelry, Keyman, Kidnapping and Ransom, Landlord, Legal Expenses, Lenders Mortgage, Liability, Life, Loan, Long Term Care,
Magician's, Manufacturing, Marine, Media, Medical Supplies, Mortgage, Mortgage Life, Motorcycle, Motor Fleet, Motor Sport, Motor Trader, Musician, Newsagents, Nightclub, No Fault, Office, Oil Refinery, Parametric, Patent Infringement, Permanent Life, Pet, Petrol Station, Pharmaceutical Manufacturers, Pharmacy, Photographer, Political Risk, Product Liability, Professional Indemnity, Professional Liability, Property, Pub & Public House, Reinsurance, Renters, Restaurant, Return of Premium Life, Revocable, RV, Second Home, Self, Service Garage, Shop, Show Car, Specialist Car, Specialist Home, Specialist Travel, Sports, Sports Car,
State Disability, Student Travel, Students, Taxi, Term Life, Terrorism, Title, Tradesman, Travel, Truck & Lorry, Uninsured Motorist, Universal Life, Van, Variable Life, VIP Home,
VIP Travel, Warehouse, Weather, Website, Wedding, Whole Life, and Workers' Compensation

Dental Insurance

The best price that I've seen for the overall coverage for dental services in the state of Washington has been Dental Health Services. It's roughly $17/month for an individual.

Check them out here!

They have a list of the dentists accepted and the pricing involved. If you have additional questions visit the website or write me an email.

Insurance Commercial

Today I saw a insurance commercial where they offering "pick your own price". This is very scary because in order to fit insurance to the price that someone wants you have to shave away coverage. This is a horrible marketing tool because it'll make them money and in the long run make millions of their customers under-insured. Not every person is the same and for that a pick your own price would never work, your price is different because what it costs to insure you is different than your to insure your friend.

Cheap Individual Health Plans

If you live in Washington State and are interested in cheap individual health plans check out Lifewise Health Insurance group.

Check them out HERE!

It is the cheapest health insurance in Washington State for the value. Also it's very simple to sign up either online or you can go to a local agent or broker.

Cost Vs. Coverage

Cost VS. Coverage is one of the biggest debates when it comes to insurance.

Most companies push for their cheap price and well all companies have a cheap price, but only so many people fit into that mold. A lot of times when you find a cheaper price you are giving up on your coverages so although it might be cheaper now if you get in an accident it could cost you thousands more than it would of cost you to pay that extra $5o for extra coverage at the time. Now I don't know about you, but if someone try to sell me the lowest limits for my state I'd be very offended because it would show a complete lack of care from the insurance agent. He's only looking for that quick number to add to his profits and well when you get in an accident he isn't going to do anything extra to make that any cheaper for you. So before you say wow that's a great price think about what is missing from that policy and how much you can afford out of pocket if you get in a wreck.

Remember you don't pick anything about a car accident especially not the car you are going to hit and if that car happens to be a Mercedes with 5 people in it well the lowest limits aren't going to help you.

Hello World

Hello,

My name is Aaron Hamilton. I'm a Farmers Insurance agent in Bellingham, Wa. I'm starting this blog to answer questions people have about insurance. I know Washington State insurance pretty well, but if you really need a question answered let me know and I can research it for you. Also if anyone needs a quote please send me an email and I'll try to get back to you as soon as possible.